Since the introduction of Medicare in 1965, millions of seniors and people with disabilities have enjoyed health care security. However, as successful as the Medicare program has been, it is still unable to keep up with decades of improvement in the health care field. Today, Medicare provides health care coverage for 40 million Americans and is expected to reach 70 million by 2031 (Medicare+...2003). With the price of health care rising and the Baby boom generation nearing the age of retirement, Medicare and the nation faces serious economic challenges. …